How old are you? What is the approximate value of your property? If you have a mortgage or loan on the property, how much is outstanding? Title: Mr Mrs Ms Your First Name or Initials: Your Last Name: 1st line of your Address: Your Postcode: Telephone Number: Email Address:

The acting chief executive, Bill Galvin, said: "The feedback we received during the consultation has been very constructive and working with the industry has enhanced and clarified our approach. Whilst there are encouraging signs of progress, we are yet to see the significant improvements we expect. We will continue to monitor how the industry responds and will report again in 2011."

These problems might motivate homeowners to consider equity release to boost their retirement income.

Homeowners aged over 55 years who are worried about pensions, can learn how much money the value of their property could release by contacting therightequityrelease.co.uk for equity release advice.