How old are you? What is the approximate value of your property? If you have a mortgage or loan on the property, how much is outstanding? Title: Mr Mrs Ms Your First Name or Initials: Your Last Name: 1st line of your Address: Your Postcode: Telephone Number: Email Address:

A consultant/actuary at Aon Consulting, Sarah Abraham, said: "Pension schemes have taken such a battering in the past 18 months that news of a reduced deficit will be greeted with some cheer." She added: "Scheme managers will be praying that the dream scenario of rising assets and falling liabilities is round the corner. Until then, deficits look set to remain huge by historical standards."

This might persuade some homeowners to consider raising a tax-free cash payment from their property through an equity release plan.

Homeowners aged over 55 years who are apprehensive about pensions, can learn how much money the value of their property could release by contacting therightequityrelease.co.uk for equity release advice.